Junior Underwriter

Business Unit
United Wholesale Mortgage


United Wholesale Mortgage (UWM) is America’s #1 mortgage lender and we’re looking to fill an immediate need for underwriters.



  • This is an 8-hour shift, Monday–Friday
  • This position requires 100% full-time, on-site attendance located in Pontiac, MI


  • Collect, review and examine an applicant’s financial history and records
  • Perform risk assessment reports
  • Analyze client’s financial statements and identify effective alternatives to application
  • Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
  • Keep up with changes and adaptations as they occur
  • Provide elite service to internal and external clients
  • Communicate with clients on loan conditions and statuses via phone or video message
  • Manage multiple priorities while building rapport with clients


  • 1) Bachelors Degree or 2) Associates Degree with 12+ months of experience in client service or mortgages
  • Excellent written and verbal communication skills
  • Computer literacy in Microsoft Word, Excel, Outlook and other internet resources


United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry.

We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

  • Paid time off (PTO)
  • Medical, dental and vision insurance
  • Disability and life insurance
  • 401(k) with employer match
  • Paid training and career development
  • Paid holidays
  • Referral bonuses
  • Flexible start time
  • Maternity and paternity leave



All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer.


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